Hi, I’m Karim Apollon, a licensed life insurance and annuity professional with DreamCap Financial.
I help individuals and families protect what they’ve worked hard to build, whether that’s securing their home, their income, or their long-term retirement plan.

Why Work With Me?

Personalized Attention 

You’ll work directly with me from start to finish no call centers, no hand-offs. 

Simple, No-Pressure Process

Get clear explanations and real options, so you can decide what’s right for you.

Get a personalized life insurance or annuity quote in minutes.

Your information is kept private and used only to provide your quote.



Protect Your Future. Build with Confidence.

Services Offered 

I specialize in helping clients protect their financial future through straightforward, personalized solutions. Whether you’re focused on protecting your family today or planning income for retirement, my goal is to help you make confident, informed decisions.


Life Insurance Protection

Life insurance designed to help protect your family, income, and home. Coverage options can be structured to fit your goals and your budget. 

Annuities & Retirement Income 

Annuity solutions that help create predictable income, protect principal, and support long-term retirement planning.

Focused on Long-Term Protection

✔  Licensed life & annuity professional
✔  Multiple  A+ rated carrier options
✔  One-on-one guidance

Clear, Personalized Guidance

Every recommendation is based on your unique situation not a generic script or automated system.

Protection That Fits Your Life

Your coverage should support your goals today while preparing you for the future.


 iInvestment advisory services are offered through Foundations Investment Advisors, LLC, a registered investment adviser. Advisory services are provided only pursuant to a written agreement. Submitting a request does not create an advisory relationship.